Illinois Bankruptcy Law Firm Fights for Your Fresh Start

Assertive attorney provides solutions to clients in the Chicago area with overwhelming debt

You deserve relief when you are being crushed by overwhelming debt. At Ravago & Associates, our attorney fights for your right in the Chicago area and throughout Illinois to make a fresh start, free from unmanageable debt and harassing creditors. We draw on vast experience guiding clients through the bankruptcy process and are prepared to help you regain a firm financial footing.

Experienced lawyer offers debt analysis for Illinois clients

At Ravago & Associates, we perform an in-depth evaluation of your finances before advising you to file for bankruptcy. After reviewing your income, debts and other expenses, we counsel you on the true and total impact that bankruptcy will have on your family, business, home and future credit. If bankruptcy is the right choice for you, our attorney will fully explain the process and the outcomes. Our comprehensive approach to bankruptcy leaves no doubts, so you can be confident you are taking the right step to secure your future.

Proven advocate explains your reprieve through the automatic stay

You should not have to endure creditors’ aggressive collection tactics. We can put an end to the harassing phone calls and irksome letters meant to pressure you into paying debts you cannot afford. As soon as you or your business files for bankruptcy, creditors must immediately stop collections efforts, including those distressing letters and phone calls.

Determined counselor details your bankruptcy options

The U.S. Bankruptcy Code provides relief for businesses and consumers. Each has different eligibility requirements and different advantages in particular situations. The most common forms of bankruptcy are:

  • Chapter 7 bankruptcy — If you and your spouse own few assets and earn relatively low wages, Chapter 7 bankruptcy grants you relief from debts through the liquidation of your assets. We can negotiate asset exemptions to limit the disruption to your life.
  • Chapter 11 bankruptcy — If you own a corporation, partnership or sole proprietorship, Chapter 11 bankruptcy permits your business to continue operating while you pay creditors under a court-ordered payment plan. We help you keep the business you struggled so hard to build.
  • Chapter 13 bankruptcy — Chapter 13 bankruptcy can stop lenders from taking your home through foreclosure. Chapter 13 allows you to keep your hard-earned assets and pay debts over time in smaller amounts.

If bankruptcy is the right choice for you, our attorney will guide you through the process from start to finish.

Contact an aggressive Illinois bankruptcy law firm who will fight for your rights

The bankruptcy attorney at Ravago & Associates helps individuals and businesses facing overwhelming debts in Illinois. Call us at 773-886-1903 or contact us online to schedule your bankruptcy consultation at our Chicago office.

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Ratings & Reviews

  • avvo
    5.0/5.0

    Mr. Ravago was a true professional with a dedicated staff that made our needs theirs. Without a doubt this was the best experience I have ever had from a law firm!

    — Client

  • avvo
    5.0/5.0

    Hired Joseph to take on my Divorce case. He handled it with professionalism and class. I'm very pleased with his services

    — Client

  • avvo
    5.0/5.0

    Mr. Ravago has been very helpful in his knowledge of the law and taxes. He has offer numerous tax savings and legal advice and I would highly recommend him.

    — Client

  • avvo
    5.0/5.0

    I found Mr. Ravago online and contacted him to set up an appointment. He was very thorough and detailed with what needed to be provided and when. He explained the process and how things worked with immigration. I am very happy with the work...
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    — Client

  • avvo
    5.0/5.0

    Joseph Rivago and his staff assisted me with my immigration case. Everyone was very professional, courteous, kind, and compassionate. Every question I had was answered, every phone call returned in a timely manner. Joseph Ravago and his sta...
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    — Client